Understanding how to properly identify a Jamaica property is vital in any sales transaction. Property identification in general relates to the identification of a lot or parcel of land on ground. This is an important issue when it comes to purchasing Jamaica property and fundamental if you intend to buy homes in Montego Bay Jamaica. All parties involves should know where the property is located before any negotiations is started and all boundaries are clearly outlined.
For the salesman property identification would be confined only to a rough identification of the lot or parcel to a prospective purchaser that would suffice to aid his or her decision whether or not to purchase the property.
When the sale is one that involves a financial institution for the purposes of a mortgage, that entity will usually require a Commissioned Land Surveyor to inspect the property, verifying its very existence, as the possibility of a fraudulent title cannot be ruled out The Surveyor will then prepare a Surveyor’s Report, which confirms:
(1) That the land mentioned and described in the title is in fact situated at the location stated in the title. For example, homes for sale Montego Bay Rose Hall, St James and the civic address assigned to the property.
(2) That the measurements of the boundaries given on the title agree or disagrees with the measurements obtained on the ground;
(3) The state and condition of the physical boundaries, if any
(4) Whether there are any easements affecting the property
(5) The breach, if any, of the restrictive covenants endorsed in the title
(6) The number of buildings on the land and that they are properly sited thereon. The report contains a sketch supporting the above.
This is key when you intend to buy homes in Montego Bay Jamaica. For an effective and positive identification of the property, a map of the area is required as well as the Deposited Plan (D. P.), in instances where the property is a part of a subdivision. The correct procedure is to identify the nearest road intersection to the parcel, and by using measurements given in the plan, the first corner of the lot can be identified on the ground. In the case of single parcels in urbanized townships, the measurement to the nearest intersection is usually stated on the plan. From this point the general location of the boundaries of the property can be identified using the remainder of the measurements given on the plan.
In the property identification process, the salesman should be careful not to give the impression that this is a rigorous location of the boundaries, even if fence exists. The fences may be incorrect and this is a case for only the Surveyor to state. The salesman job is to say “this is lot”.
In rural areas where the title plans of properties state only “from” and “to” where any adjoining Main or Parochial roads leads, some correlation of the plan with the map must be identified, for example, the bends of the roads. In the absence of this, the situation will exist where effective property identification is even more complex and a dependence on the locals and the use of adjoining owners’ information is now the only solution to properly identifying the location of the property. Colin Scott helps all members who are a part of the industry and many other individuals who want to buy homes in Montego Bay Jamaica to identify property boundaries.